Group + Business Travel Accident (BTA) Insurance

Why Choose AIG for Group+ Business Travel Accident Insurance?

The world is getting smaller and companies increasingly need their employees – their most valuable asset – to travel more widely. However, the world is also becoming more dangerous and even domestic travel can provide challenges. In new and challenging environments, it is important that people know how to stay safe and healthy while they travel, and have access to swift assistance when they need it.

The AIG Group+ Business Travel Accident (BTA) insurance supports employees at every step of the way, allowing them to focus only on their job.

Quick Links

The AIG Advantage

Assistance

We provide access to expert assistance, 24 hours a day, 365 days a year.

Insight

We share resources to help employees understand the risks they face before they travel – and keep them updated while abroad.

Claims

Whatever issue you face abroad, you can be sure that in our 60 years of experience, we have probably dealt with something similar.

Business Travel Assistance App

AIG’s mobile App (available for Android and Apple iOS devices ) is a digital replacement for assistance cards and offers:

A hot key to gain direct access to the assistance centre
Access to lots of valuable information about your destination

AIG's Solutions

Essential cover for trips abroad, including:

Personal accident
Medical and repatriation
Trip cancellation
Personal liability
Optional: Private trips extension

As well as our Core protection, this includes cover for:

Legal expenses
Money
Personal baggage
Travel inconvenience benefits
Rental vehicle deductible expenses

As well as our Core and Plus covers, this protects you against more extreme and unusual events, such as:

Kidnap, ransom and extortion
Hijacking
Political risk and natural disaster evacuation
Search and rescue
Crisis containment management

AIG Travel Assistance has everything you need for a well prepared trip. Our website and app provide you with all the tools to travel safely.

Security awareness training

A little knowledge goes a long way when you’re travelling into the unknown. Our e-learning program provides employees with both security training and situation awareness. It’s simple to access and use and provides practical advice about a range of subjects including personal security, preparation and arrival, travel health risks, getting around, street crime and robbery, terrorism and unrest. And employers benefit through a verifiable audit trail to confirm they have delivered their Duty of Care to employees who travel on business. Training is interactive and accessible at work, home or in airport lounges while en route, as long as internet access is available.

Country reports

A global database of reports giving guidance about safety, health and travel issues throughout the world.

Security travel alerts

An email alert service keeping employees ahead of changing situations that could threaten disruption to their trip.

Intentionally self-inflicted injury, suicide or suicide attempt of an insured person
Training for or participation in professional sports of any kind
An insured person travelling against the advice of a medical practitioner

This site only contains an overview of the most important coverages and exclusions. Only the general and specific conditions (“Insurance Policy”) provide an accurate, binding, description of the covers and exclusions. It is necessary to fully analyse the Insurance Policy, as well as all other relevant documents with contractual and pre-contractual information before any decision to buy, underwrite, adhere to, accept, sign or conclude an insurance agreement.

Important information

Here you will find information about how to request a quote with detail of premium calculation, the general and specific conditions, and/or other relevant documents with contractual or pre-contractual information, the duration of the insurance policy, the applicable law and jurisdiction, how to file a complaint or reach the ombudsman, etc.

Broker Toolkit

The world is getting smaller and organizations are increasingly letting their employees travel abroad. But at the same time new risks are developing and even traveling in our own country can cause unexpected problems. In this new and challenging environment, it is important that people know how to stay safe and healthy while traveling and that they can count on rapid assistance whenever they need it.

Best Fit & Minimum Premium

Best Fit

All companies having employees who are going on business trips abroad. Including multinational programs. No possibilities for: (semi) professional sport practice.

Minimum Premium

The minimum premium is € 600, -

Claims

Volcano eruption Iceland

When the Icelandic volcano Eyjafjallaökull erupted in April 2010, many large airports were closed with major delays as a result. We helped our customers with their return flight home, while many similar insurance products did not provide cover this incident due to an ash cloud.

Hostage in Algeria

When a group of Algerian exteremists hosted a gas-fired power station, we helped bringing the employees safely back home.

Students in Belize

A group of students volunteered in Belize when they all of the sudden were involved in a car accident. We immediately sent someone to Belize to help with medical support and contacted the university and family members to arrange a safe journey back home.

Attack shopping center Nairobi

When the Westgate Mall in Nairobi was attacked by masked gunmen, the AIG crisis team quickly arrived at the site. The team had during the conflict contact with officials, medical teams and families. The team ensured a reduction of media interest and protected the privacy of the wounded victems.