Covers the sabotage, terrorism, mutiny, rebellion, insurrection and coup d’état risks faced by companies operating in countries with high risk of terrorism and political unrest.

AIG Europe’s property Terrorism and Sabotage insurance has been specifically designed to cover risks faced by multinational companies operating in countries where these risks are normally excluded from standard insurance programmes. Coverage for strike, riot and civil commotion can be included by endorsement.



Cover is provided for the following incidents on a primary or excess basis:

  • Sabotage
  • Terrorism
  • Mutiny
  • Rebellion
  • Insurrection
  • Coup d’état
  • Property damage
  • Business interruption

Who is it for?

Corporations with operations in countries with a high risk of terrorism and political unrest. 

Main Exclusions

  • War and civil war
  • Confiscation, nationalization
  • Nuclear reaction and nuclear radiation
  • Pipelines and distribution lines
  • Removal of asbestos
  • Underground mines
  • Tunnels, dams

Main Exclusions & Important Information  

This site only contains an overview of the most important coverages and exclusions. Only the general and specific conditions (“Insurance Policy”) provide an accurate, binding, description of the covers and exclusions. It is necessary to fully analyse the Insurance Policy, as well as all other relevant documents with contractual and pre-contractual information before any decision to buy, underwrite, adhere to, accept, sign or conclude an insurance agreement.

Important information

Here you will find information about how to request a quote with detail of premium calculation, the general and specific conditions, and/or other relevant documents with contractual or pre-contractual information, the duration of the insurance policy, the applicable law and jurisdiction, how to file a complaint or reach the ombudsman, etc.