Group + BTA

With you every step of the way

The world is getting smaller and companies increasingly need their employees – their most valuable asset – to travel more widely. However, the world is also becoming more dangerous and even domestic travel can provide challenges. In new and challenging environments, it is important that people know how to stay safe and healthy while they travel, and have access to swift assistance when they need it.

The AIG Group+ Business Travel Accident (BTA) insurance supports employees at every step of the way, allowing them to focus only on their job.

Core

Essential cover for trips abroad, including:

  • Personal accident
  • Medical and repatriation
  • Trip cancellation
  • Personal liability
  • Optional: Private trips extension

Plus

As well as our Core protection, this includes cover for:

  • Legal expenses
  • Money
  • Personal baggage
  • Travel inconvenience benefits
  • Rental vehicle deductible expenses

Assured

As well as our Core and Plus covers, this protects you against more extreme and unusual events, such as:

  • Kidnap, ransom and extortion
  • Hijacking
  • Political risk and natural disaster evacuation
  • Search and rescue
  • Crisis containment management

Features & Benefits

Assistance

We provide access to expert assistance, 24 hours a day, 365 days a year.

Insight

We share resources to help employees understand the risks they face before they travel – and keep them updated while abroad.

Claims

Whatever issue you face abroad, you can be sure that in our 60 years of experience, we have probably dealt with something similar.

Business Travel Assistance App

AIG’s mobile App (available for Android and Apple iOS devices ) is a digital replacement for assistance cards and offers:

  • A hot key to gain direct access to the assistance centre
  • Access to lots of valuable information about your destination

AIG Business Travel Assistance App

AIG Travel Assistance has everything you need for a well prepared trip. Our website and app provide you with all the tools to travel safely.

Security awareness training

A little knowledge goes a long way when you’re travelling into the unknown. Our e-learning program provides employees with both security training and situation awareness. It’s simple to access and use and provides practical advice about a range of subjects including personal security, preparation and arrival, travel health risks, getting around, street crime and robbery, terrorism and unrest. And employers benefit through a verifiable audit trail to confirm they have delivered their Duty of Care to employees who travel on business. Training is interactive and accessible at work, home or in airport lounges while en route, as long as internet access is available.

Country reports

A global database of reports giving guidance about safety, health and travel issues throughout the world.

Security travel alerts

An email alert service keeping employees ahead of changing situations that could threaten disruption to their trip.

Main Exclusions & Important Information  

  • Intentionally self-inflicted injury, suicide or suicide attempt of an insured person
  • Training for or participation in professional sports of any kind
  • An insured person travelling against the advice of a medical practitioner

This site only contains an overview of the most important coverages and exclusions. Only the general and specific conditions (“Insurance Policy”) provide an accurate, binding, description of the covers and exclusions. It is necessary to fully analyse the Insurance Policy, as well as all other relevant documents with contractual and pre-contractual information before any decision to buy, underwrite, adhere to, accept, sign or conclude an insurance agreement.

Important information

Here you will find information about how to request a quote with detail of premium calculation, the general and specific conditions, and/or other relevant documents with contractual or pre-contractual information, the duration of the insurance policy, the applicable law and jurisdiction, how to file a complaint or reach the ombudsman, etc.