As a result of globalization, companies are sending their employees abroad more often. According to this trend, businesses need a high-quality solution to cover their most valuable asset; their employees. Spending time abroad can involve some risks. The Expatriate Care and Expatriate Modular Care insurances are flexible and wide-ranging policies with extensive coverage and numerous services.
Comprehensive core plan, including:
Optional benefits available:
Comprehensive core plan, including:
Optional benefits available:
Zones
Our expatriate solutions are suitable for a whole range of companies and organizations with headquarters in the European Economic Area that employ expatriate employees all over the world. The age limit for enrolment is 67, and the insured can continue to enjoy the benefits up to the age of 75. The cover may also apply to dependents or children under the age of 18 or younger than 25 if they are still studying full-time and if they live with the insured person in the host country.
A number of locations and activities are not covered. For example, it is possible that no claims are paid in areas subject to UN resolutions or sanctions by the EU, the US or the UK; claims may not be eligible for reimbursement if, for instance, related to injuries sustained when participating in professional sports activities, during flights other than as passengers, or injuries resulting from drugs or alcohol abuse.
Certain exclusions or limitations apply. For example, claims may not be paid in areas subject to UN resolutions or sanctions by the EU, US or UK. Claims will moreover not be eligible for reimbursement if, for instance, related to injuries sustained while participating in professional sports activities or during flights except as a passenger, to cosmetic surgery or nutritional and dietary supplements, to products that can be obtained without a physician’s prescription, or for medical treatment associated with abuse of drugs or alcohol.
This site only contains an overview of the most important coverages and examples of exclusions. Only the general and specific conditions (the “Insurance Policy”) provide an accurate, binding, description of the covers and exclusions. It is necessary to fully analyze the Insurance Policy, as well as all other relevant documents with contractual and pre-contractual information before any decision to buy, underwrite, adhere to, accept, sign or conclude an insurance agreement
Click here to find information about how to request a quote with a detailed premium calculation, the general and specific conditions, and/or other relevant documents with contractual or pre-contractual information, the duration of the insurance policy, the applicable law and jurisdiction, how to file a complaint or reach the ombudsman, etc.