As a result of globalization, companies are sending their employees abroad more often. According to this trend, businesses need a high-quality solution to cover their most valuable asset; their employees. Spending time abroad can involve some risks. The Expatriate Care insurance is a flexible and advantageous policy with extensive coverage and numerous services.
Expatriate Care is suitable for a whole range of companies and organizations with headquarters in the European Economic Area that employ expatriate employees all over the world. The age limit for enrolment is 65, and the insured can continue to enjoy the benefits up to the age of 75. The cover may also apply to dependents or children under the age of 18 or younger than 23 if they are still studying full-time and if they live with the insured person in the host country.
A number of locations and activities are not covered. Every important cover has its own exclusions. For example, it is possible that no claims are paid in areas subject to UN resolutions or sanctions by the EU, the US or the UK. The same applies to injuries sustained when participating in professional sports activities, during flights other than as passengers, or injuries resulting from drugs or alcohol abuse.
This site only contains an overview of the most important coverages and exclusions. Only the general and specific conditions (“Insurance Policy”) provide an accurate, binding, description of the covers and exclusions. It is necessary to fully analyse the Insurance Policy, as well as all other relevant documents with contractual and pre-contractual information before any decision to buy, underwrite, adhere to, accept, sign or conclude an insurance agreement.
Here you will find information about how to request a quote with detail of premium calculation, the general and specific conditions, and/or other relevant documents with contractual or pre-contractual information, the duration of the insurance policy, the applicable law and jurisdiction, how to file a complaint or reach the ombudsman, etc.