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Your Environmental Risks Toolkit

 
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Companies are nowdays more and more confronted with environmental liabilities. Due to increasing public awareness and stricter environmental legislation, businesses are more often held liable for environmental damage.

To meet the needs of our clients, EnviroPro has been developed. EnviroPro is a wide policy that fits in the changing laws and regulations. Besides that, its tailor-made for our clients.

 
 

Best Fit & Minimum Premium

Best fit

Manufacturers (except refineries): metal industry, chemical companies, food and beverages, ...
o Retail and warehouse
o Transport and logistics
o Power and Utility
o Waste management and disposal facilities
o Construction projects and cover for contractors
o Owners and developers

 

Minimum premium

Maximum capacity of: € 50M, -
Size of account: we endorse large international companies to local SME's.
The minimum premium is € 5.000, -

 

Terms and Conditions

Terms and conditions

Enviropro

Find here the general conditions for Enviropro in Dutch or in French

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Terms and conditions

Impairment Liability

Find here the general conditions for Impairment Liability

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Product Information

Download here the application form for Enviropro in English, Dutch or French.

 

Environmental Risks

Enviropro

Protects a broad range of companies from environmental incidents

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Environmental Risks

Transportation & Logistics

Specialized support by unforeseen transport incidents

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Environmental Risks

Contractors

Cover for the financial consequences of an environmental incident caused by a (sub) contractor

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Environmental Risks

Elderly homes and healthcare centres

Protects elderly homes and healthcare centres against environmental risks

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Our Services

Pier Europe

Our PIER (Pollution Incident and Environmental Response) network supports our clients in resuming normal operations and minimizes the costs of remediation and possible liabilities. PIER Europe supports professional services and helps coordinate a comprehensive response - from major and catastrophic to minor pollution and environmental incidents.

Client Risk Solutions

ur underwriting team is supported by a dedicated and experienced group of engineers located throughout the UK and Europe with the ability and network to work on worldwide projects. This expertise means that we can offer loss control services of the highest order to enhance our policyholders’ environmental insurance programs, including prospective risk surveys, application assistance, loss control information, regulatory insight, and value-added risk improvement services.

Do you want to know more?

Visit the Client Risk Solutions page

Claims Services

All environmental claims are handled by a dedicated unit local to the claim.  Environmental claims may present complex technical challenges and our claims unit is supported by trained professionals with specialized experience in environmental claims, with backgrounds in insurance, law, finance, and environmental engineering.  Our local claims team is supported by an internal consultant on the technical aspect of the claim and works along with the insured and his expert to find and apply the best remedial solution.

 
 

Claims Examples

After a fire in a metal producing company there is an investigation. Research in the degree of contamination shows that the water discharge (from the fire) and extinguishing agents has an effect on the water treatment plant of the insured's business. The surrounding environment is also contaminated.

AIG's environmental liability insurance (Enviropo) provides cover for remediation, physical- and material damage caused by contamination during and after a fire such as toxic smoke and pollution by contaminated fire extinguishing water.

During a compulsory soil investigation, is contamination of mineral oil detected as a result of a gradual leak in a underground fuel tank. Even though sudden and accidental leaks are immediately visible, a greater potential exposure can occur over a longer period of time.

AIG's environmental liability policy (Enviropro) covers gradual pollution, as well as sudden and accidental pollution.

 
 

Meet our team

 
Milieuverzekering

Liabilities

Underwriters and Claims Handlers

Our experienced team of underwriters and claims handlers is always ready to help you

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Connecting Strengths

AIG Contact Guide

All our contact details at a glance

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Your Environmental Risks toolkit