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What is Trade Credit Insurance?

Trade Credit helps provide the security a company needs to trade domestically and globally by insuring its accounts receivables.

Who is it for?

This policy could be suitable for all companies trading on credit terms.

Trade Credit Excess of Loss




Excess of Loss cover for non-payment due to the insolvency or default of a buyer, or inability to transfer currency due to a political act. Non-Cancellable Buyer and Country limits available providing greater contract certainty.

Target market

Companies with a turnover in excess of 50 million euro selling on credit terms of up to 180 days.

Features & Benefits

  • Cancellable or Non-Cancellable credit limits can be considered depending on the policy structure.
  • Aligns the interests of both parties with an appropriate level of Aggregate First Loss.
  • Supports existing Credit Management procedures through the use of a discretionary limit, without the need to outsource all credit limit decisions.
  • Tailored solutions to address specific requirements
  • Lower policy administration
  • No separation of risk and commercial underwriting allowing direct access to the decision maker
  • The policy can be enhanced with Global Limits Manager, an online platform for credit limit management, which provides up to date receivables portfolio management and risk insight.

    Other products and servicing offering:

  • Ability to provide captive solutions also for Trade Credit
  • Pre-Export Commodity Finance – Supplier Default Insurance