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Good reasons to consider CargoGuard insurance from AIG

Emerging markets

Globalisation has made trade with less developed countries a reality, as a consequence, weaker logistics infrastructure and theft may pose threats to freight delivery.

Managing your risks

AIG provides a risk prevention service (known as Marine Loss Control Engineering) so our customers can rely on a specialised entity to monitor their risks and to work on reducing the potential for losses or damage.

International is our middle name

AIG can combine technical efficiency with a pragmatic business approach, while employing our broad international network to ensure the best possible protection for our customers’ assets and their business reputation.

Maintaining expectations

Technological advances have created high expectations by customers in terms of manufacture and delivery. Supply chains need to be protected from disruption and the negative impacts on customer loyalty, company reputation and cash flow.

The full range of solutions

AIG offers freight insurance in all its forms: door to door, or warehouse to warehouse, by sea, land, air or rail and from raw material to finished product. We regularly cover infrastructure projects thousands of kilometers from our clients’ bases.

Our claims and service strength

AIG is committed to building strong, lasting relationships with clients. They can rely on the servicing and claims of our offices across the globe, including key emerging markets, to ensure a uniform and reliable experience.

Who is it for?

CargoGuard is suitable for a wide range of businesses that move their goods domestically or internationally. These could include: manufacturers, suppliers, exporters, importers, wholesalers and retailers.

What is covered?

Protection against:

  • Failure to deliver
  • Theft
  • General Average losses
  • Returned goods/shipments
  • Loss or damage caused by strikes, wars, riots and civil commotions, during the transits by sea or land
  • Exhibition risks: coverage during the whole exhibition



  • Loading and unloading
  • Storage during transit
  • Transhipment
  • Customs inspections
  • Concealed damage discovered up to 30 days after delivery


Additional expenses:

  • Forwarding costs – expenses incurred for unloading, storing and forwarding items if stopped during transit
  • Debris removal – expenses incurred during the removal and disposal of damaged goods


Optional modules:

Sales representatives’ samples / engineers’ tools and equipment

  • Tools and equipment that are on site and in vehicles
  • Full cover in private property and hotel rooms overnight
  • Samples in transit


Main Exclusions

  • Inherent vice 
  • Delay

This site only contains an overview of the most important coverages and exclusions. Only the general and specific  conditions (“Insurance Policy”) provide an accurate, binding, description of the covers and exclusions.

It is necessary to fully analyse the Insurance Policy, as well as all other relevant documents with contractual and pre-contractual information before any decision to buy, underwrite, adhere to, accept, sign or conclude an insurance agreement.

Important Information

Here you will find information about how to request a quote with detail of premium calculation, the general and specific conditions, and/or other relevant documents with contractual or pre-contractual information, the duration of the insurance policy, the applicable law and jurisdiction, how to file a complaint or reach the ombudsman, etc.