General Liabilities
Broad Liability protection with added value services
There are good reasons to consider General Liabilities insurance from AIG
Tailor made solutions
AIG is one of the leading insurers in the field of liability insurances. Is it about a production or trade company, operating at a national or international level, AIG offers a suited and tailor made solution.
Worldwide expertise
The combination of professionalism, knowledge, experience and a flexible and pragmatic approach enables us to distinguish us among our target markets. Thanks to our worldwide representation we are able to handle international programs and complex liability risks.
Who is it for?
Production and trade companies in sectors such as:
- Food and beverage industry
- Metal industry
- Plastic industry
- Packaging industry
- Machine and device building
- Consumer products
- Chemistry
The following non-industrial risks:
- Real estate sector
- Retail
- Hotels
- Employment agencies
- Financial institutions
What is covered?
The standard insurance meets public, products, services and accidental environmental liability.
- Worldwide cover, including US export
- International programmes and co-insurance of foreign establishments
- Excess covers
- Assistance of loss control engineers
Optional cover extensions:
- Pure financial losses/financial non-consequential losses (DINC)
- Recall costs
- Removal and refitting costs
Main exclusions
- Damage resulting from certain gross negligence, intentional damage
- Professional liability
- Harmful substances, like asbestos, tobacco, BSE/TSE, lead, silica, GMO etc.
- Fines, contractual fines
- Nuclear radiation
- War and terrorism
- Motor vehicles
- Fire, explosions
- Strict liability
- Gradual pollution
- Discrimination
- Occupational diseases
This site only contains an overview of the most important coverages and exclusions. Only the general and specific conditions (“Insurance Policy”) provide an accurate, binding, description of the covers and exclusions.
It is necessary to fully analyse the Insurance Policy, as well as all other relevant documents with contractual and pre-contractual information before any decision to buy, underwrite, adhere to, accept, sign or conclude an insurance agreement.
Important Information
Here you will find information about how to request a quote with detail of premium calculation, the general and specific conditions, and/or other relevant documents with contractual or pre-contractual information, the duration of the insurance policy, the applicable law and jurisdiction, how to file a complaint or reach the ombudsman, etc.