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Good reasons to consider World Business Card from AIG

Why the AIG World Business Card (WBC)?

The special features of the World Business Card (WBC) fully justify the reputation it has held for many years as a benchmark product. Comprehensive insurance and effective support with larger sums insured, its three capital plans Silver, Gold and Platinum have the flexibility of choice adapted to meet the needs of businessmen and the liberal professions.
 

Assistance and insurance

WBC offers a perfect match between coverages and assistance services. The package includes Medical Expenses, luggage, trip cancellation, personal liability, K&R, personal accident cover and a full assistance package. The only differences between a Silver, Gold or Platinum Card are the insured amounts and the premium per person insured.
 

Family extension

The coverage can be extended to the family of the main insured by paying only a small additional premium. Family members are then covered while travelling together with the main insured or alone.

A succession of improvements

The World Business Card, regularly updated since its creation (tariff reduction and extension of cover), is adapted to suit the developing needs on the market and the high expectations of the insured people regarding quality of cover and additional services.

Unlimited Care

Our assistance centres all over the world provide immediate and effective support to businessmen faced with a claim while abroad. The assistance we deliver is an added value to the reimbursement of the medical expenses/hospitalisation costs (significant amount insured, even unlimited in the Platinum Card) and the personal accident cover.

Who is it for?

Independent and liberal professions, individuals who travel often, but never more than 90 consecutive days.

What is covered?

  • Travel abroad, anywhere in the world, including the return journey (exclusion for war risk countries and countries facing sanctions).
  • Travel in the country of domicile/residence only covered in case of at least one night stay in a hotel including the return journey.

Coverages

  • Personal accidents 
  • Medical costs 
  • Luggage and travel inconveniences
  • Kidnapping, abduction and unlawful detention
  • Personal liability
  • Trip cancellation and interruption
  • Assistance services  

Main Exclusions

  • Intoxication
  • Sports, including training, practised for professional purposes within the framework of contractual remuneration • air
    sports with the exception of ballooning • alpinism • mountaineering • hiking beyond the passable and/or officially
    marked paths • big game hunting • ski jumping • alpine ski and/or snowboard and/or langlauf, all practised outside the
    passable and/or officially marked tracks • speleology • rafting • canyoning • bungee jumping • deep-sea diving • martial
    sports • competition with motorised vehicles with the exception of tourist rallies for which no time and/or speed standard is imposed whatsoever • participation and/or training and/or preparatory tests for speed contests.
  • Illness and/or injury as a result of an accident, that was not stable during a period of 90 calendar days prior to the date of departure of a journey or for which in that same period medical or paramedical care was set up or adjusted.
  • Dental care with the exception of broken teeth
  • All travelling against medical advice
  • Luggage lost after abandoning / forgetting it or by bad manipulation by the insured and/or beneficiary
  • Strikes announced before departure

This site only contains an overview of the most important coverages and exclusions. Only the general and specific  conditions (“Insurance Policy”) provide an accurate, binding, description of the covers and exclusions.

It is necessary to fully analyse the Insurance Policy, as well as all other relevant documents with contractual and pre-contractual information before any decision to buy, underwrite, adhere to, accept, sign or conclude an insurance agreement.

Duration of the Policy

Unless otherwise specified in the policy conditions, the duration of the insurance policy is in principle one year and renews tacitly, with the possibility to cancel in accordance with the applicable laws.

Important Information

Here you will find information about how to request a quote with detail of premium calculation, the general and specific conditions, and/or other relevant documents with contractual or pre-contractual information, the duration of the insurance policy, the applicable law and jurisdiction, how to file a complaint or reach the ombudsman, etc.