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Good reasons to consider International Health Plan from AIG

Comprehensive travel insurance

Whilst developing this travel insurance policy, AIG researched all possible risks and has now put together the right package.

Worldwide

This insurance policy is valid for all travel throughout the world (exclusion for war risk countries and countries facing sanctions).

Who is it for?

Business and private persons (students) who travel abroad for 1 to 12 months. The insured period can be prolonged with maximum 12 months only if the insured is still affiliated to the social security of his country of origin.

The International Health Plan is open to anyone up to the age of 65.

What is covered?

  • Personal accidents
  • Medical expenses in case of accident or illness
  • Luggage and travel inconveniences
  • Third party liability
  • Assistance services
     

Main Exclusions

  • Intoxication
  • Sports, including training, practised for professional purposes within the framework of contractual remuneration • air
    sports with the exception of ballooning • alpinism • mountaineering • hiking beyond the passable and/or officially
    marked paths • big game hunting • ski jumping • alpine ski and/or snowboard and/or langlauf, all practised outside the
    passable and/or officially marked tracks • speleology • rafting • canyoning • bungee jumping • deep-sea diving • martial
    sports • competition with motorised vehicles with the exception of tourist rallies for which no time and/or speed standard is imposed whatsoever • participation and/or training and/or preparatory tests for speed contests.
  • Illness and/or injury as a result of an accident, that was not stable during a period of 90 calendar days prior to the date of departure of a journey or for which in that same period medical or paramedical care was set up or adjusted.
  • Dental care with the exception of broken teeth
  • All travelling against medical advice
  • Luggage lost after abandoning / forgetting it or by bad manipulation by the insured and/or beneficiary
  • Strikes announced before departure
     

This site only contains an overview of the most important coverages and exclusions. Only the general and specific  conditions (“Insurance Policy”) provide an accurate, binding, description of the covers and exclusions.

It is necessary to fully analyse the Insurance Policy, as well as all other relevant documents with contractual and pre-contractual information before any decision to buy, underwrite, adhere to, accept, sign or conclude an insurance agreement.

Duration of the Policy

Unless otherwise specified in the policy conditions, the policy is concluded for a limited duration and doesn't renew tacitly.

Important Information

Here you will find information about how to request a quote with detail of premium calculation, the general and specific conditions, and/or other relevant documents with contractual or pre-contractual information, the duration of the insurance policy, the applicable law and jurisdiction, how to file a complaint or reach the ombudsman, etc.