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AIG Europe’s property Terrorism and Sabotage Insurance has been specifically designed to cover the sabotage, terrorism, mutiny, rebellion, insurrection and coup d’état (excluding war and civil war) risks faced by multinational companies operating in countries where these risks are normally excluded from standard insurance programmes. Coverage for strike, riot and civil commotion can be included by endorsement.

Who is it for?

Corporations with operations in countries with a high risk of terrorism and political unrest.

What is covered?

Cover is provided for the following incidents on a primary or excess basis:

  • Sabotage
  • Terrorism
  • Mutiny
  • Rebellion
  • Insurrection
  • Coup d’état
  • Property damage
  • Business interruption
     

Main Exclusions

  • War and civil war
  • Confiscation, nationalization
  • Nuclear reaction and nuclear radiation
  • Pipelines and distribution lines
  • Removal of asbestos
  • Underground mines
  • Tunnels, dams
     

This site only contains an overview of the most important coverages and exclusions. Only the general and specific  conditions (“Insurance Policy”) provide an accurate, binding, description of the covers and exclusions.

It is necessary to fully analyse the Insurance Policy, as well as all other relevant documents with contractual and pre-contractual information before any decision to buy, underwrite, adhere to, accept, sign or conclude an insurance agreement.

Important Information

Here you will find information about how to request a quote with detail of premium calculation, the general and specific conditions, and/or other relevant documents with contractual or pre-contractual information, the duration of the insurance policy, the applicable law and jurisdiction, how to file a complaint or reach the ombudsman, etc.