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Property Performance is a sophisticated property and business interruption insurance product for medium to large businesses.
 

Who is it for?

  • Medium to large companies
  • Insured values between 50 000 000 € and 750 000 000 €
  • Tailor-made coverage with minimum interruption to business operations for local and international companies as well as multinationals

What is covered?

  • All Risks property damage and business interruption cover
  • Broad comprehensive coverage including full theft
  • Full replacement costs – no average rule
  • Fire following terrorist attack
  • Business interruption loss payable on the greater of Gross Profits basis of loss and Gross Earnings

 

Optional extensions

  • Cyber cover: cover for data lost or damaged from unauthorised access, virus and denial of service attack
  • First party environmental clean up cost: the insured’s costs of cleaning up pollutants and contaminants from land or water on a covered location after a covered loss
  • Equipment breakdown, including electrical and mechanical breakdown and computers
  • Upgrade to green: including costs of repairing damaged property with green materials to green specifications
  • Full theft coverage, including cover where there are no visible signs of entry to the premises

 

Main Exclusions

  • Money, fine arts, furs, jewellery, precious metals
  • Land, land values, any substance in or on land
  • Offshore oil rigs, platforms
  • Watercrafts, aircrafts, satellites, and spacecrafts
  • Transmission and distribution lines
  • Terrorism
  • Nuclear reaction or nuclear radiation
  • War
  • Asbestos removal
  • Fraudulent or dishonest acts
  • Stock, materials being processed or manufactured
  • Rust, corrosion, erosion
     

This site only contains an overview of the most important coverages and exclusions. Only the general and specific  conditions (“Insurance Policy”) provide an accurate, binding, description of the covers and exclusions.

It is necessary to fully analyse the Insurance Policy, as well as all other relevant documents with contractual and pre-contractual information before any decision to buy, underwrite, adhere to, accept, sign or conclude an insurance agreement.

Important Information

Here you will find information about how to request a quote with detail of premium calculation, the general and specific conditions, and/or other relevant documents with contractual or pre-contractual information, the duration of the insurance policy, the applicable law and jurisdiction, how to file a complaint or reach the ombudsman, etc.