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There are good reasons to consider Property insurance from AIG

Extensive, tailor-made cover

Our most extensive protection insurance for your property, which covers financial losses arising due to an incident at the insured facilities. Importantly, the policy covers damage from any cause that has not been expressly excluded from the policy at the time of arranging cover.

Our strengths at your disposal

We are specialized in providing solutions for medium to large businesses, operating locally and internationally. AIG’s global presence means we can offer tailor made programs to provide solutions for specific customer needs anywhere in the world, together with logistical support and local market knowledge.

What is covered?

  • Fire, lightning, explosion, contact with aircrafts or spacecrafts
  • Storm and hail
  • Water damage
  • Labour disputes and revolt
  • Smoke damage
  • Electricity risks
  • Natural disasters
     

Main Exclusions

  • Money, fine arts, furs, jewellery, precious metals
  • Land, any substance in or on land
  • Oil rigs, platforms
  • Watercraft, aircraft, satellites, and spacecraft
  • Transmission and distribution lines
  • Terrorism
  • Nuclear reaction or nuclear radiation
  • War
  • Asbestos removal
  • Fraudulent or dishonest acts
  • Stock, materials being processed or manufactured

This site only contains an overview of the most important coverages and exclusions. Only the general and specific  conditions (“Insurance Policy”) provide an accurate, binding, description of the covers and exclusions.

It is necessary to fully analyse the Insurance Policy, as well as all other relevant documents with contractual and pre-contractual information before any decision to buy, underwrite, adhere to, accept, sign or conclude an insurance agreement.

Important Information

Here you will find information about how to request a quote with detail of premium calculation, the general and specific conditions, and/or other relevant documents with contractual or pre-contractual information, the duration of the insurance policy, the applicable law and jurisdiction, how to file a complaint or reach the ombudsman, etc.