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There are good reasons to consider Expatriate Care insurance from AIG

Globalization

In today’s global environment, companies often send their employees across the world. In this environment, companies need a quality solution to help insure their most valuable assets - their employees. The Expatriate Care policy is a flexible and cost-effective program providing a wide range of benefits and services. Expatriate Care gives the expatriate employees the comfort of knowing that their family’s healthcare is well covered.
 

Advantages for expatriated employees

Expatriate care protects the expatriated employee and their family with a comprehensive core plan covering medical expenses, political evacuation, third party liability and legal assistance. The insurance provides flexibility in choosing optional benefits at reasonable costs. The expats have access to a call center and employees can have access to policy, claims information, medical network guidance, and general customer service support.
 

Advantages for employers

• Helps companies demonstrate their commitment to employees and provide stronger benefit packages needed to attract and retain talented employees.

• Allows hassle-free enrolment of expatriated employees and their families at any time.

• Delivers the highest level of service to the employees so that employers can rest assured that their people are well taken care of.

• Provides the HR department of the company with 24h online access to policy informatinon.

Who is it for?

Belgians, leaving their country of origin and no longer submitted to the Belgian Social Security. Foreigners living in Belgium in similar circumstances. Third country nationals.

This insurance can only be subscribed by companies having at least 3 expats to insure. The policyholder needs to be located in one of the EU countries.

What is covered?

Basic cover

  • Medical expenses
  • Political evacuation
  • Third party liability
  • Legal assistance
  • Assistance

 

Optional

  • Dental and vision care
  • Accidental death and permanent disability
  • Temporary disablement after an accident or disease
  • Personal property
  • Leisure travel

Main Exclusions

  • Intoxication
  • Nutritional and dietary supplements
  • Cosmetic Surgery
  • Outpatient treatment of sleep disorders
  • Treatment of weight loss or weight problems
  • Products that can be obtained without a physician's prescription
  • Fertility treatment

This site only contains an overview of the most important coverages and exclusions. Only the general and specific  conditions (“Insurance Policy”) provide an accurate, binding, description of the covers and exclusions.

It is necessary to fully analyse the Insurance Policy, as well as all other relevant documents with contractual and pre-contractual information before any decision to buy, underwrite, adhere to, accept, sign or conclude an insurance agreement.

Important Information

Here you will find information about how to request a quote with detail of premium calculation, the general and specific conditions, and/or other relevant documents with contractual or pre-contractual information, the duration of the insurance policy, the applicable law and jurisdiction, how to file a complaint or reach the ombudsman, etc.